How payment methods fit your integration
- List the payment methods linked to your entity to see which bank accounts are available.
- Create a transfer with the payment method’s
paymentMethodIdas the target. - The funds settle to the external bank over the corresponding rail (Fedwire, Swift, or SEPA).
Payment methods are currently supported only as transfer targets (outbound). They cannot be used as a source for inbound funding.
Payment method types
| Type | Behavior |
|---|---|
Fedwire (fedwire) | Sends USD over the Fedwire domestic wire network to a US bank |
Swift (swift) | Sends fiat over the Swift international wire network to a foreign bank |
SEPA (sepa) | Sends EUR over the SEPA network to a bank in the EU |
Key fields
Each payment method includes:| Field | Description |
|---|---|
paymentMethodId | Unique identifier, used as target.paymentMethodId in transfers |
active | Whether the payment method is currently usable. Only active: true methods will succeed in a transfer |
paymentRail | The rail the payment method uses (fedwire, swift, or sepa) |
| Rail-specific object | Bank details for the selected rail. Fedwire returns bankName, accountLast4, routingNumber. Swift returns bankName, accountLast4, bic. SEPA returns bankName, ibanLast4, bic. Each also includes the asset |
Core API operations
| Operation | What it does |
|---|---|
| List payment methods | GET /v2/payment-methods — paginated payment methods linked to your entity |
| Get payment method | GET /v2/payment-methods/{paymentMethodId} — fetch a single payment method by ID |
What to read next
Quickstart
List payment methods and use one as a transfer target
REST API reference
Full API reference for payment method operations
Transfers
Create a transfer that sends funds to a payment method
Supported networks and assets
Reference for supported fiat rails and assets