List borrow positions for an end user smart account

curl --request GET \
  --url https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.get("https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions")
  .header("Authorization", "Bearer <token>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "borrowPositions": [
    {
      "borrowProductId": "bp_07fb56c0-9afe-5440-8ff2-5b0e115458df",
      "address": "0x742d35Cc6634C0532925a3b844Bc454e4438f44e",
      "network": "base",
      "snapshot": {
        "blockNumber": 49573788,
        "blockHash": "0xd8419d2f10b821985b2a2d8b2f15ab3ffc14dc55bcfb75b0537dabaad4ded07c",
        "blockTimestamp": 1785936923,
        "observedAt": "2026-08-10T20:37:34Z"
      },
      "onchainState": {
        "type": "morpho_blue",
        "collateral": [
          {
            "assetId": "bp_asset_11c0f1d0-3ff3-535e-9c57-3fbbc44f1b79",
            "token": {
              "address": "0xfcc9cc1209651ed8867332d6f664cf82743a2584",
              "symbol": "mGLO",
              "decimals": 18
            },
            "amount": "5000"
          }
        ],
        "debt": [
          {
            "assetId": "bp_asset_7426b5c4-a556-5005-8fee-eb156d491aef",
            "token": {
              "address": "0x833589fcd6edb6e08f4c7c32d4f71b54bda02913",
              "symbol": "USDC",
              "decimals": 6
            },
            "amount": "1003.5",
            "borrowApyBps": 525
          }
        ],
        "healthFactor": "1.79",
        "currentLtvBps": 5000,
        "liquidationThresholdBps": 8250,
        "healthStatus": "healthy"
      }
    }
  ],
  "nextPageToken": "eyJsYXN0X2lkIjogImFiYzEyMyIsICJ0aW1lc3RhbXAiOiAxNzA3ODIzNzAxfQ=="
}

End User Accounts

List borrow positions for an end user smart account

Lists the borrow positions held by an end user smart account, with the live onchain state of each position read at a point-in-time snapshot. A borrow position represents collateral posted and a loan borrowed against it in a borrow product, such as a Morpho Blue market that lends USDC against cbBTC. Each position reports its current collateral and debt balances, its health factor, and its health status. Returns an empty list if the smart account has no borrow positions.

GET

embedded-wallet-api

end-users

{userId}

evm

smart-accounts

{address}

borrow-positions

List borrow positions for an end user smart account

curl --request GET \
  --url https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions \
  --header 'Authorization: Bearer <token>'

import requests

url = "https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions"

headers = {"Authorization": "Bearer <token>"}

response = requests.get(url, headers=headers)

print(response.text)

const options = {method: 'GET', headers: {Authorization: 'Bearer <token>'}};

fetch('https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions', options)
  .then(res => res.json())
  .then(res => console.log(res))
  .catch(err => console.error(err));

<?php

$curl = curl_init();

curl_setopt_array($curl, [
  CURLOPT_URL => "https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions",
  CURLOPT_RETURNTRANSFER => true,
  CURLOPT_ENCODING => "",
  CURLOPT_MAXREDIRS => 10,
  CURLOPT_TIMEOUT => 30,
  CURLOPT_HTTP_VERSION => CURL_HTTP_VERSION_1_1,
  CURLOPT_CUSTOMREQUEST => "GET",
  CURLOPT_HTTPHEADER => [
    "Authorization: Bearer <token>"
  ],
]);

$response = curl_exec($curl);
$err = curl_error($curl);

curl_close($curl);

if ($err) {
  echo "cURL Error #:" . $err;
} else {
  echo $response;
}

package main

import (
	"fmt"
	"net/http"
	"io"
)

func main() {

	url := "https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer <token>")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := io.ReadAll(res.Body)

	fmt.Println(string(body))

}

HttpResponse<String> response = Unirest.get("https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions")
  .header("Authorization", "Bearer <token>")
  .asString();

require 'uri'
require 'net/http'

url = URI("https://api.cdp.coinbase.com/platform/v2/embedded-wallet-api/end-users/{userId}/evm/smart-accounts/{address}/borrow-positions")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer <token>'

response = http.request(request)
puts response.read_body

{
  "borrowPositions": [
    {
      "borrowProductId": "bp_07fb56c0-9afe-5440-8ff2-5b0e115458df",
      "address": "0x742d35Cc6634C0532925a3b844Bc454e4438f44e",
      "network": "base",
      "snapshot": {
        "blockNumber": 49573788,
        "blockHash": "0xd8419d2f10b821985b2a2d8b2f15ab3ffc14dc55bcfb75b0537dabaad4ded07c",
        "blockTimestamp": 1785936923,
        "observedAt": "2026-08-10T20:37:34Z"
      },
      "onchainState": {
        "type": "morpho_blue",
        "collateral": [
          {
            "assetId": "bp_asset_11c0f1d0-3ff3-535e-9c57-3fbbc44f1b79",
            "token": {
              "address": "0xfcc9cc1209651ed8867332d6f664cf82743a2584",
              "symbol": "mGLO",
              "decimals": 18
            },
            "amount": "5000"
          }
        ],
        "debt": [
          {
            "assetId": "bp_asset_7426b5c4-a556-5005-8fee-eb156d491aef",
            "token": {
              "address": "0x833589fcd6edb6e08f4c7c32d4f71b54bda02913",
              "symbol": "USDC",
              "decimals": 6
            },
            "amount": "1003.5",
            "borrowApyBps": 525
          }
        ],
        "healthFactor": "1.79",
        "currentLtvBps": 5000,
        "liquidationThresholdBps": 8250,
        "healthStatus": "healthy"
      }
    }
  ],
  "nextPageToken": "eyJsYXN0X2lkIjogImFiYzEyMyIsICJ0aW1lc3RhbXAiOiAxNzA3ODIzNzAxfQ=="
}

Authorizations

Authorization

string

header

required

A JWT signed using the developer's own JWT private key (in the case of JWT authentication), or an end user JWT signed by CDP, encoded in base64. This is used for End User Account APIs.

Path Parameters

userId

string

required

The ID of the end user.

Pattern: ^[a-zA-Z0-9-]{1,100}$

Example:

"e051beeb-7163-4527-a5b6-35e301529ff2"

address

string

required

The address of the EVM Smart Account to list borrow positions for.

Pattern: ^0x[0-9a-fA-F]{40}$

Query Parameters

pageSize

integer

default:20

The number of resources to return per page.

pageToken

string

The token for the next page of resources, if any.

projectID

string

The ID of the CDP Project. Required for end users authenticated using custom auth (i.e. a non-CDP JWT provider).

Pattern: ^[0-9a-f]{8}-[0-9a-f]{4}-4[0-9a-f]{3}-[89ab][0-9a-f]{3}-[0-9a-f]{12}$

Example:

"8e03978e-40d5-43e8-bc93-6894a57f9324"

Response

Successfully listed borrow positions.

Response containing a list of borrow positions.

borrowPositions

object[]

required

The borrow positions held by the smart account.

Show child attributes

nextPageToken

string

The token for the next page of items, if any.

Example:

"eyJsYXN0X2lkIjogImFiYzEyMyIsICJ0aW1lc3RhbXAiOiAxNzA3ODIzNzAxfQ=="

CDP API

REST API

List borrow positions for an end user smart account

Authorizations

Path Parameters

Query Parameters

Response