Comparing Our Wallet Products

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Coinbase offers two distinct wallet products to support different developer needs:

Embedded Wallet: User-controlled, app-specific wallet. Broad network and Auth method support.
Server Wallet: Developer-controlled wallet for app backends, onchain automation, and onchain agents.

This guide compares these options and helps you decide which is best for your use case.

Choosing the right wallet

Use Case	Recommended Solution
Giving each user a wallet tied to your app with web2-style auth methods	Embedded Wallet
Onboarding non-crypto users without requiring wallet setup	Embedded Wallet
Running onchain AI agents or trading bots with programmatic control	Server Wallet
Managing app-wide funds like fees, rewards, or treasury	Server Wallet

Feature	Embedded Wallet	Server Wallet
Custody	End user	Developer
Network support	All EVM networks (Solana coming soon)	All EVM networks + Solana
Wallet types	EVM EOA (EVM smart accounts and Solana accounts coming soon)	EOA and Smart Accounts (4337) for EVM; Solana accounts
Authentication	User Auth (email OTP, more methods coming soon)	Developer-held Wallet Secret (single secret for all accounts)
Private key management	Private keys secured in Coinbase systems	Private keys secured in Coinbase systems
Transaction signing	User-initiated signing via SDK (security details)	Developer-initiated signing via API (security details)
viem compatibility	✅	✅ Guide

Looking for a portable, user-owned wallet that your users can connect to any app?Check out Base Accounts, formerly known as Coinbase Smart Wallet.